Uninsured / Underinsured
Uninsured and underinsured motorist claims involve motor vehicle accidents where the at fault driver does not carry enough insurance to fully compensate the injured party. An uninsured or underinsured motorist claim involves the injured person seeking compensation from their own automobile insurance carrier for the injuries suffered. The extent of the recovery available is defined by the amount of coverage bought. Depending on the extent of the damage or injury sustained, and the amount of recovery needed for it, relying on your own coverage may not be enough. Please call the Miami car accident lawyers now at (305) 285-1115 or email firstname.lastname@example.org for a free evaluation.How We Help with Uninsured and Underinsured Motorist Cases
As your Miami personal injury lawyer, we know how an injury that is sustained in an automobile accident can affect your life. That is why we do all the work for you so you can focus on your physical recovery and getting back to life as usual.
We will set up your claim and investigate the accident. If the situation calls for it, we will ensure you see the right doctors in order to get an accurate diagnosis. When an injury is sustained, it is important to have an expert for your case and this accomplished by seeing a specialist for your specific injury. We also ensure your medical bills and records are handled properly. We ordinarily submit a demand package to the insurance company and handle all negotiations with your input.
What is a fair settlement? This is where many people lose out when they try to handle an insurance claim themselves. The insurance company is going to offer you as little as possible. If you don’t know the real value of your case, or understand the amount of recovery you could receive, you may accept less than you need. That is why we will serve in your best interest to help ensure that you receive the compensation that is needed.
We’ve handled hundreds of car accident, truck accident and motorcycle accident cases. Our experienced team of attorneys understand how to assess the value of your case, where to look for financial compensation, and how to negotiate with the insurance companies.When Uninsured Motorist Coverage Comes into Play
- If you are involved in a hit and run accident (whether you are in your vehicle or you are a pedestrian or bicycling).
- If you are hit by a driver who has no car insurance you can use your own uninsured and underinsured coverage to pay your medical bills, property loss, and pain and suffering. If that driver has personal assets, we can also bring a lawsuit against them personally to recover money, but if a person doesn’t have insurance, they usually don’t have financial assets either.
- If you are injured by a driver who has a small amount of coverage, not enough to pay the full cost of your expenses or injuries, you can collect the total of the other driver’s insurance and then collect the remainder from your own policy.
- Uninsured motorist coverage also comes into play in pedestrian and other accidents.
- Sometimes, when you think that you have hit a dead end with insurance coverage, you will find that a family member who lives in your household has uninsured motorist coverage that specifically covers you as an insured! Our firm has uncovered such coverage many times in the past and afforded clients a recovery when they thought they would never receive one!
When it comes to uninsured or underinsured motorist claims, it is imperative to understand the value of your case. Our personal injury lawyers in Miami, Fort Lauderdale, Fort Myers and West Palm Beach stand ready to assist and answer the many questions you may have. If you or a loved one has been involved in an accident of this type, we urge you to reach out to us today. Please email email@example.com or call (305) 285-1115 to see if your situation involves uninsured or underinsured motorist coverage.